For Australian business owners
Your business is an asset waiting to be financed properly.
To most brokers, your business is a headache. Michael knows exactly how to make lenders see what your business is really worth.
- Low doc loans
- Full doc loans
- Commercial finance
- Equipment & asset finance
- Business loans
- Refinancing
- Development finance
No credit check. No obligation.
Discover your true borrowing power as a self-employed business owner.
Answer 5 quick questions, then book a discovery meeting with Michael to map out your borrowing options and which lenders fit your business.
- No credit check
- Takes 30 seconds
- No obligation
Sound familiar?
- Your accountant saves you thousands in tax, then the bank uses that same return to tell you that you can't afford the loan.
- You've explained your business to broker after broker, and not one of them understood how you actually make money.
- The right property or premises came up, and by the time the bank finished asking questions, it was gone.
- Every dollar you have is working in the business, so on paper your deposit looks thin even though you've never been worth more.
What Others Have Said
Hi, I'm Michael Rengarajah
I spent 12 years inside Westpac, HSBC and CBA. In that time I saw almost every business borrowing scenario there is: lumpy and seasonal income, layered company and trust structures, director guarantees, returns not yet lodged. I also saw exactly how credit teams make their call, and why good business owners get declined.
Now I sit on your side of the table. I don't match you to a product. I look at how your business actually earns, work out which of 50+ lenders will assess it properly and move on a non-standard deal, then structure and present your application the way that lender's credit team needs to see it. No bank bias, just the best lender for your situation.
That covers everything from a low doc home loan to commercial premises, equipment, refinancing a portfolio or funding a development.
How it works
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Answer 5 quick questions
It takes 30 seconds and gives Michael a picture of your business and what you want to do.
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Book a 30 minute call with Michael
Talk through your structure, your numbers and your next move with someone who has seen it from inside the banks.
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Get a clear lending strategy
Which lenders, what structure, and what they'll need from you.
Opportunities move faster than the bank. Your lender should keep up.
Commercial premises, new equipment, the next property. Five questions is all it takes to find out which lenders fit how your business runs.
See my options with Clayton Capital